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Contact a real estate agent or broker from Calhoun-Liberty Realty,LLC
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Contact a lending institution to become prequalified for a mortgage loan. This will help you find out what amount of home you can afford which is essential in the home search process.
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Make sure to ask your realtor about the HOP program or first time home-buyers down payment & closing cost assistance. Check out our webpage with more information on both of these programs.
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Once you have obtained a prequalification we will begin the search for either an existing home or if you qualify for a new construction loan we can help you find a home plan as well as a suitable lot to build your home.
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Once you find a home we will assist you in making an offer & secure a contract on the home.
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Once the buyer & seller have agreed upon all acceptable terms we will then proceed with the appraisal which must be ordered within 10 days of an offer being accepted.
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Plan to make payment for the appraisal at the time of inspection which generally costs between $350 to $475 dollars.
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After the appraisal is finished we then will proceed with all other required inspections, including home inspections if desired, termite inspections, etc.
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It generally takes between 30 and 45 days to be able to close on your home and obtain the keys to your dream home!!
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Calhoun-Liberty Realty, LLC will assist you through the entire process of purchasing your home!! We are dedicated to protecting your interests as a buyer.
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If you are in the market to purchase a home, make sure you contact a licensed agent or broker to PROTECT YOUR BEST INTERESTS as a buyer.